Funding & Insurance
Because our sessions are delivered by registered speech therapists — a regulated health profession — costs are covered under 'speech therapy' in most extended health insurance plans. Many clients also fund sessions through their employer's professional development budget. Here's how both work.
Funding Options
Most clients are covered by at least one of these. Many use a combination.
Most Canadian workplace insurance plans include speech therapy or speech-language pathology under allied health or paramedical services. If your plan has this coverage, your sessions with us qualify because we are registered speech therapists.
Coverage under personal or family plans follows the same structure. Check your plan for "speech therapy," "speech-language pathologist," or "paramedical services."
Post-secondary students may have access to speech therapy coverage through their school insurance plan. Check your student benefits portal.
Many employers have a learning and development budget that covers communication coaching. We can prepare a formal program proposal with goal areas, session schedule, and cost breakdown. We handle the paperwork.
Expense your coaching →Where to check your coverage
Search for "speech therapist" or "speech-language pathologist." If you see either term listed, your sessions with us are eligible.
Log in to your provider
Don't see your provider? Check your policy documents under the sections above, or get in touch and we'll help you figure it out.
How to claim
We do not do direct billing. Here's how the process works from session to reimbursement.
Payment is collected before each session. We do not do direct billing with insurance providers.
Your invoice includes everything your insurer needs: your speech therapist's registration number, session date, session duration, and amount paid.
📄 Invoices are sent to the email on your accountLog in to your insurance provider's portal and submit the invoice as a speech therapy or paramedical claim.
If your bank account is linked to your insurance provider, reimbursement typically arrives within a week.
FAQ
Yes. Because our clinicians are registered speech therapists, a regulated health profession, our services qualify as speech therapy under Canadian extended health plans. Coverage appears under paramedical or allied health benefits. Healthcare spending accounts (HSAs) can also be used.
We don't offer direct billing. You will pay at the time of booking to reserve your spot and receive a detailed invoice after your session. Submit the detailed invoice to your insurer for reimbursement.
Contact your insurance provider directly with your policy number. Ask whether "speech therapy" or "speech-language pathology" is included under your paramedical or extended health benefits. Plans may vary for total amount covered, maximum amount per session, and percentage covered per session.
No. OHIP does not cover speech therapy for adults in private practice settings.
You can always pause your program and resume when your coverage renews. If you prepaid for a package, you can use your sessions anytime in the next 2 years. When your coverage renews, you can continue with us — no re-assessment needed.
Yes. A common approach is to use extended health coverage for the first package of sessions, then continue with employer PD funding.
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